Marvin's slide during the Family FQ Workshop and CFA Philippine Retail Investors Conference

Only 6% of those who learned about Financial Literacy improved financial behavior! (So what do we do about that?)

Only 6% of those who learned about Financial Literacy improved financial behavior! Very alarming! Even depressing for practitioners in the field of Personal Finance. Didn’t we always say that Financial Literacy is the key to Financial Freedom?

That was the slide that Marvin flashed on May 9…

Christmas To Do List

Watch this segment of ANC On The Money about Christmas To Do List.

When it comes to Christmas shopping, check your own behavior if you’re good at cramming or would rather take your time ticking your “Santa’s list” over a longer period of time. If there’s any advantage to doing it closer to Christmas and in a shorter period of time, it’s the principle of the “pain of paying.” You feel the pain more…

Books and courses on Behavioral Economics, Behavioral Finance and Behavioral Investing taken up by the author

“The Irrational We!”

I graduated with a degree in A.B. Economics in the mid 80s and the very premise of all my Economics subjects is that human beings are rational. We make our choices based on a rational decision process that maximizes utility, minimizes costs and risks, based on available data. And because of this, our institutions…